Founded in 1994 by Mr. SUBODH KUMAR DHANUKA, GRD Capital Limited is a pioneering DataTech NBFC specializing in MSME and Small Business Financing. Leveraging advanced data analytics and an extensive distribution network, we bridge the vast small business credit gap in India, delivering tailored credit solutions to Micro, Small and Medium Enterprises (MSMEs) across the country. We are a company that truly believes in the idea that #MSMEAcchaHai.
GRD Capital shortlisted 9 sectors to service in the MSME sector basis an 18-month process involving extensive study of macro and micro economic parameters carried out in conjunction with market experts like CRISIL. These are Healthcare, Education, Chemicals, Food Processing / FMCG, Hospitality, Electrical Equipment and Components, Auto Components, Light Engineering. The Company additionally lends to Micro enterprises, which behave as a monolith and act as a pseudo 9th sector.
We have also developed a revolutionary proprietary underwriting model, GRD Score 3.0, that assesses the creditworthiness of borrowers on a data tripod of banking, bureau and GST records. Our customised loan solutions aim to service all the needs of all MSMEs through cashflow based lending.
We are dedicated to solving MSMEs' challenges through a sector-specific, data-centric & technology-enabled approach, ensuring comprehensive support for business growth and financial inclusion. With various capital raises throughout our journey, from both national and international entities, GRD Capital is poised to grow upwards and beyond on its journey to empower the MSME ecosystem.
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